9 Best In-Store Memberships for Deals and Perks

Aug 27, 2018Reading Time: 4 min

It happens in almost every store these days. You go to pay for your merchandise, and the cashier asks if you’d like to sign up for their in-store membership. With the number of memberships that you can join, your wallet won’t be able to close or your phone will have way too many apps. How do you decide which ones are worth joining? Which in-store memberships offer the best deals and perks? Check out our top 9 list of in-store memberships worth getting.

Best Buy

A Best Buy membership allows you to earn points for every dollar you spend. As the points add up, you earn coupons and other discounts. On top of this perk, you also enjoy free shipping, exclusive deals, early access for big sales, and a birthday gift.

By spending more money at Best Buy in a calendar year, you can become an elite member. As an elite plus member, you can even receive even more benefits, including a free Geek Squad visit every year.


The great thing about a rewards card with Gap is that it also applies at Old Navy, Banana Republic, and Athleta. Your membership allows you to earn up to 5 points for every dollar spent in store or online. During certain promotions, you can earn even more for every dollar spent. Then, for every 1000 points earned, you receive a $10 Reward card to be used on a purchase in the store or online.


JCPenney members receive monthly discounts and can earn $10 discounts for every 200 points earned. JC Penney Members also get a free birthday gift. If you choose to get the JCPenney credit card, there are additional benefits available to you, such as special financing, bonus events, and a passbook of coupons.


The Yes2You Rewards program allows you to earn 1 point for every $1 spent. Earn 100 points and you’ll get a $5 coupon to use in store or online. On top of these coupons, you’ll also receive about 8 offers every year and a birthday gift.

If you choose to combine the rewards program with the Kohls charge card, you’ll receive 12 offers every year. You’ll also get an extra 30% off your first purchase and 15% off the first time you use your card.


There are lots of stores in the Kroger family, including Dillons Food Stores, Fry’s Food & Drug, King Soopers, Harris Teeter, Jay C, Smith’s, Roundy’s, Ralphs, and more. As you shop, you can earn up to $1 off per gallon. A Kroger membership also offer digital coupons with Best Customer Bonuses, freebies, and more.


The Beauty Insider Program at Sephora allows members to earn points on merchandise. Then, redeem those points for free makeup and other fun items. The “cost” of free items ranges from 100 to 50,000 points. However, you don’t need any points for your birthday freebie.


The Target REDcard is a credit card or debit card, so you need to apply for it to reap the benefits. As you use it, however, you can save 5% on every in-store and online purchase. Also, enjoy free shipping and 30 extra days for returns. Just work to quickly pay off credit card purchases to prevent paying interest, or you can choose the debit card option to prevent interest payments altogether. And, you can always use your credit card along with other great discounts at Target.

Warehouse Clubs

BJs, Costco, and Sam’s Club are all warehouse clubs that offer great perks and deals to their members. Of course, you need to pay $45 or more every year to stay a member. However, you can enjoy discounts on bulk items, low-cost prescriptions, insurance deals, inexpensive glasses, discounts on tires, and more.

When it comes down to it, the best in-store memberships for you are ones for places you frequent. Do your research to find out what deals you can get, so you can take advantage of the great deals. And, don’t forget to check for additional discounts you can use along with your membership.