NetCredit is a direct lender offering unsecured personal loans ranging from $1,000 – 10,000. You can apply online 24/7 with no in-person visit required. NetCredit does not charge any additional fees, such as application, origination, prepayment, or late fees. Once approved, you will typically receive funds by the next business day. And because NetCredit reports payment history to the major credit bureaus, each on-time payment of your NetCredit loan may help you build positive credit history! NetCredit is an innovative, secure, and industry-leading lender headquartered in Chicago, Illinois.